6 STEPS TO NEW FINANCIAL LEVELS IN 2016

1. VALUE YOUR TIME: 

You will remain broke or average even next year if you can freely waste an hour in idle gossip, talking about football or simply yawning in the time you are supposed to be planning,learning or thinking.

2. VALUE WORK:

Work does not mean being employed, it .means being productive, I define productivity as "The activity of a product". Get busy on the market, add value to people, in fact the more people you add value to the more money you earn.

3. VALUE PEOPLE: 

Success comes through people, people are the top line that determines the bottom line. Smile to everyone you meet, offer love and kindness.

4. DEVELOP MULTIPLE STREAMS OF INCOME:

linear income will never help you attain financial

independence, because ordinary earned income

is too limited for the dynamic cost of living we

currently are experiencing, you need residual

income, this is income that keeps getting

produced even when you are sleeping.

5. BE DISCIPLINED:

 Never waste money, carry snacks from home instead of buying pizza everyday, that is insanity.Don't buy beer for your friends and starve your family, there is no wisdom in that.

6. BECOME AN INVESTOR: 

You are not meant to be working for someone until you die and your income dies, shift from being a consumer to being an investor, time should come when you rest and your money is working hard for you.